Personal Insurance

Personal insurance is a key advice area, and we offer personalised advice in the acquisition of Life, Total and Permanent Disability insurance.

Financial protection insurance forms a critical part of the financial planning process, providing financial security for you and your family. Put simply, financial protection insurance is there to provide you with protection against the financial implications of an event such as death, disablement, serious illness or injury.

Income protection

In the event that you are unable to work due to prolonged illness or injury, income protection provides you with a monthly benefit of up to 75 per cent of your salary. This is paid while you are unable to return to the workforce, up to age 65.

Life Insurance

Life insurance helps alleviate the financial burden your family may be left with after your death. Usually paid as lump sum, your dependants can use this money at their discretion to assist with medical costs, funeral expenses or help secure their future.

Total and permanent disability (TPD) Insurance

This is generally taken as an optional extra within a life insurance policy, but can also be arranged as a stand-alone policy. In broad terms it provides a lump sum in the event of a permanent disability that prevents you from returning to work.

Trauma Insurance

Trauma insurance is generally paid as a lump sum upon diagnosis of an eligible condition (eg cancer, heart disease), and the funds can be used at your discretion.


Do you need advice on protecting your business and lifestyle?

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